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  Kirsten Madden
 
Kirsten Madden
Email Kirsten
 
Cell: (208)597-4894
Fax: (208)267-5516

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There are many debates regarding the debt solution that works as the last resort to become debt free. Many feel it is debt consolidation and according to the opinion of numerous individuals, it is bankruptcy. Both have their pros and cons. However, the consequences of filing for bankruptcy are more severe. It leaves a permanent scar on your credit report since it remains there for 10 years. It also damages your capacity to obtain credit in the future and can deter you in getting a good job.


Lender Pre-Qualification


Take Advantage of Loan Pre-Qualification
 

The Advantages

Know how much house you can afford.
Know how much cash you will need for the down payment.
Simplifies pre-approval.

A number of factors determine the price range of homes you'll want to preview - one of these factors is loan pre-qualification.

As your agent, I will help you pre-qualify. Items considered when pre-qualifying for a mortgage loan include:

  • Employment History
  • Credit History and Scores  
  • Monthly Income and Expenses

With my knowledge of the mortgage market, I'll help you make an informed decision as to the type of loan you'll want. There are many different types of loans to consider - FHA, VA, Conventional and even Bad Credit Loans. We'll find the best loan for your situation.

 


Kirsten Madden | Shelman Realty

KIRSTEN MADDEN
ASSOCIATE BROKER
 
CELL:  (208)597-4894
FAX:  (208)267-5516
 
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